What is Total Expense Ratio (TER)?
When you invest in a mutual fund, the company managing that fund charges certain fees for running it—like management costs, legal fees, and other operating expenses. These charges are combined and shown as a single percentage called the Total Expense Ratio (TER).
💡 Think of it like this: when you order food online, you don’t just pay for the food—you also pay delivery charges and service fees. Similarly, TER is the “service charge” you pay for investing in a fund.
Why does TER matter?
Direct impact on returns: If a fund earns 10% in a year and its TER is 2%, you actually get around 8% (before taxes).
Small cost, big difference: Even a 1% difference in TER can add up significantly over time.
Smarter comparisons: Two funds may look similar in performance, but the one with a lower TER usually leaves more money in your pocket.
TER on Behtari
On Behtari, you can easily check TER:
Fund Page: TER is shown for every fund.
Fund Search Page: Compare TER across different funds.
Sort by Expense %:
Quickly find funds with lower or higher costs by sorting.
👉 Keeping an eye on TER is a simple step that helps you make smarter, cost-efficient investment decisions.